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6.21.2014

Of Knowing A Filipino Who Has Really Made It Rich Here In NYC

I've been here in New York City (NYC) for over 8 years now and I am happy to share that I've met and known some Filipinos who have made it rich in this city. Additionally, I've met and known so many other rich people here, some of whom I've worked for as I've done part-time gigs with them to eke out a living in this very expensive city to live in. I've met some who are actually billionaires but they behave very ordinarily like normal individuals. I realize that NYC's set of structure and regulatory environment allows such lives to thrive here, and the narrative I'm sharing here is repeated regularly in many other individual lives in this city. He will remain nameless here to protect his privacy as I've not asked his permission to write about my thoughts on the friendship he and I have. We normally see each other with some other common friends, and I'm grateful to have known him better each time I see him.

He's someone who has owned and managed at least 11 units of condominium units located right in Manhattan, if I recall the number right. Do your research and you'll see he's easily a millionaire. I understand that most of these properties are 1 or 2 bedroom units in walk-up apartment buildings. He's a very hardworking fellow, single, and happy with what he's been doing with his assets. In fact, he and I would talk about our respective businesses, and I see that he's got an empathetic heart as well as a really good pair of hearing ears. He really listens to you, even if you get a sense that he's always busy --- he's got 3 cellphones that he uses for different purposes. During our talks, he would excuse himself, take calls, and do texting. And he would come back to me and just go about talking with me as if there were no earlier interruptions that had come and go. 

Of course, he's also a tightwad, which trait is nothing extraordinary among really rich people. I see that as a common trait among these people, and it's something that I have to practice all the time myself. He would do his food shopping for really cheap food items at the right locations in Manhattan at times when these food items are sold at really bargain prices, i.e., when they're already been the leftovers from those most buyers have chosen from early in the day. 

He would still be doing part-time jobs even when he has already owned and been renting out at least 11 condominium units in Manhattan (I know they're mostly in the east side of the island). I think it's mainly for cashflow reasons, as you know very well that ups and downs in business can be a challenge to manage. He would hire specialists and helpers so that his condominium units would be cleaned, maintained, and in their spick-and-span state for renters. He tells me that he has to get them rented out all the time so he would have cash flow from them---it's a very serious and complicated business to own and run real estate properties here in Manhattan where you'll see some of the most expensive properties in the whole world. In fact, a lot of owners would hire the services of real estate firms to manage their properties for them. Such is not the case with my friend, who is always up and running in managing his properties. 

He's also one of the few guys I met who knows and understands that real and hard cash in NYC are in the hands of a few well connected individuals, some of whom live in Staten Island. He's dealt with some of them when he needed to borrow some cash to help him bridge some of his monthly financial obligations---such loans are normally not available through banks, and would just be loaned out to those who have the assets to back up such amounts of money. I know he's paid off the the lender, and has since then been focusing in growing the size of his portfolio.

He would tell me in one of our conversations that a lot of people here in NYC are not used to dealing with landlords of these Manhattan-based apartments whose looks look like him and who are from the Philippines. He has to assert his interests and take action so people would take him seriously and would do what he wants. He's got his share of problems, which are common in situations in life that are worth pursuing for long term gains and benefits. He continues to deal with court cases that he has to attend to personally so his side would be heard clearly and right by the judge and the members of the juries for each of these cases. I have to know more about the details of these cases some other time.

He gives encouragement to me mainly in the form of his presence and his friendship. He tells me that he used to do several full time jobs many years ago. He's got his heart where his personal interests lie -- in his very intelligent and practical mind honed by experience in NYC, which asset I seldom see these days from most people I meet here.

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